You read your owner's manual and act accordingly.....
One of the dealers near me has an "architect's file cabinet"- it is very large and can accommodate large placards. They have a "Honda Recommends" service for each 1,000 mile increment, so that when a customer pulls in with 8,040 miles on the odometer, or 11,175 miles, or 103,000 miles- there is an official-looking large placard that can brought out with large Honda logos stamped all over it (makes it official) with your mileage in huge font size.
My friend works as a Toyota salesman, so at gatherings, off days, and holiday parties I stop by sometimes at his work to say hello. I met a bunch of the service writers and these guys can read customers like a champion poker player can read opponents. Didn't read your owner's manual? They look at you as if you are a food source. Some of these guys earn north of 100K a year because most customers never read their owner's manual.
Your timing chain can wear for reasons other than low oil level: oil that's been diluted by fuel or full of tiny sooty particles that direct injected engines produce, for example. Also, keep in mind that Honda's oil life monitor is programmed assuming its own synthetic blend 0w-20 is used. Who knows if your dealer used an oil that good or better?
While theoretical "on paper", real world figures have yet to show Honda's direct injection in the 4 cylinder engine to cause oil dilution due to fuel entering the oil. And on 6th, 7th, and 8th Gen engines- which do not use DI, this does not happen.
It did happen to me on my 1991 Nissan 240sx- a fuel injector was stuck open, and leaked fuel down the cylinder. The engine lost some power, and started to shake a little. When I checked the oil dipstick- it was full of gas. I mean, the level was all the way to the top of the dipstick and smelled like a gas station!
The good news was that when I changed the valve cover gasket and spark plug tube gaskets a week later, the top of the engine was shiny and super clean, lol. Installed remanufactured fuel injectors and all is good.