From everything I gather on the website, MBI covers only mechanical problems and not electronic issues. I don't care much about brakes, timing belts or mechanical issues, my trusted mechanic can deal with those cheaply. It's the electronics stuff that scares me since only the dealer really has the knowledge of how to fix it. And those fixes are not cheap.Mechanical Breakdown Insurance (MBI) is usually available through your auto insurer with better coverage, at a much lower cost, compared to a dealership extended warranty. For my 2019 Accord EX-L 2.0 it is about $100/yr with $250 deductible ($50 deductible on windshield/glass replacement).