well was at work and my coworker reversed into my front end trying to reverse park. great, at first glance looks fine but theres is scratch on the front left side bumper, and it looks to me the bumper and hood isn't perfectly aligned. and i could literaly nudge my bumper up and down. thats not a good sign. what should i do call her insurance company have them pay for the damage or take it to the shop and get a quote and have her pay for it.