I agree with a lot of what you say here- except for the part that says that it's impossible to lease with no money down.Cars are leased at full retail value. Your payment is partly based on the residual value of the car at lease end. That number is going to be a percent, so let's say you're leasing a $30k car and it's residual value in 36 months is $15k, obviously 50%. (the dealer will sell it for $18k) You're not going to lease anything without putting up some cash. A lease is so easy for a dealer to inflate, I don't recommend it.
Completely, 100% false. I leased my last two cars at an average of $4-5k off sticker. You start from the negotiated price, then subtract residual value, then factor in fees, sales tax, and interest (money factor), and you have your payment. If the dealer told you that there's no negotiating on MSRP for a lease, you can be sure there were high fives all over the place and drinks for everyone after you left with your new car.Cars are leased at full retail value.