Just an update. I still haven't made a firm decision. I did visit a Toyota dealer today. They can get a Camry XSE V6 in my preferred color in about 36 days. Sticker price is $40,188 and is non-negotiable. I can also get a less equipped XSE 4-cylinder for closer to $35,000. I test drove a Camry SE with the 4 cylinder and found it to be adequate but not breathtaking by any means. Could I live with it? Yes. Will I fall in love with it? Unlikely.