if circumstances permit, I am of the opinion one should save save save until they can pay for a car in cash without any additional payments...then drive the car for 10+ years, save save save...and repeat the process again...
unfortunately, given inflation, kids, house payments, blah blah blah...few have the luxury to go that route...
luckily for this car, I was able to pay in cash without having to incur any additional payments...all I needed is something simple, reliable, easy on gas, and reasonably priced...the Accord fit that bill...